I hope that you will find the articles helpful and profitable. The information in this ebook on how to get the best deals when borrowing money and related subjects is organized into 17 chapters of about 500-600 words each. It will help you improve the way you approach funding and loans with helpful advice and suggestions. It should also give you ideas on how to improve the methods that you are already doing. Borrowing money has become more common that at any other time in decades, because of the state of the world’s economies after the ravages of the Covid epidemic, and the consequent ravages of inflation and joblessness. As an added bonus, I am granting you permission to use the content on your own website or in your own blogs and newsletter, although it is better if you rewrite them in your own words first. In fact, the only right that you do not have is to resell or give away the book as it was delivered to you.
Genre: BUSINESS & ECONOMICS / Personal Finance / Money ManagementCredit Card Applications For Beginners
'Flexible friend' or 'plastic money' are two of the most common informal terms used to refer to credit cars in the English-speaking countries. These are quite affectionate terms and most people are pleased to have a credit card or two. There are also people who cannot trust themselves with a real credit card and they usually use pre-paid cards, meaning that you have to put the money into the card's account before you can draw any money out. These are obviously not credit cards as the holder does not get any credit. Debit cards are like this.
A credit card is an vital part of modern living for many people. There are reasons for this such as: robbery is a problem in some cities; people do not have time to go to the cash point and some people buy a lot of goods over the Internet such as from eBay. A lot of people purchase their groceries on line and have them brought round when they get back from the office.
Before you apply for a credit card, it is worth learning a little about the safety measures you need to take in order to be protected by federal law in the USA and national laws in other countries.
Make sure that you can be properly identified from the details that you provide on the application form especially if you have a common name like John Smith or Ann Jones. After all, you do not want to be refused for something that your namesake was responsible for and you do not want somebody else to be able to appropriate your identity and get their hands on your savings account either.
The regular American citizen has roughly ten credit cards, so you can imagine the number of applications for credit cards that have to be processed every day. If you do not help with your identification as much as possible there could be long delays too.
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French
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Already translated.
Translated by Geneviève Zobo
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Author review: Geneviève Zobo did a good job of presenting this book in French, and was very easy to work with. |
Spanish
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Already translated.
Translated by JORGE LUIS RIVAS SALAZAR
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Author review: Jorge did a great job of the translation and completed it on time. |